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Sholikhah, Siti Maratus (2023) ANALISIS PENGARUH FEE BASED INCOME, FINANCING TO DEPOSIT RATIO, DAN BIAYA OPERASIONAL PENDAPATAN OPERASIONAL TERHADAP RETURN ON ASSET PADA PT. BANK MUAMALAT INDONESIA PERIODE 2013 - 2022. Undergraduate thesis, UIN Kiai Haji Achmad Siddiq Jember.