IMPLEMENTASI NILAI KEJUJURAN, PRINSIP NON-RIBA, DAN KEHALALAN DALAM PENGELOLAAN UMKM COKLAT RADDINA DI KABUPATEN JEMBER

Aldi, Eka (2026) IMPLEMENTASI NILAI KEJUJURAN, PRINSIP NON-RIBA, DAN KEHALALAN DALAM PENGELOLAAN UMKM COKLAT RADDINA DI KABUPATEN JEMBER. Undergraduate thesis, UIN KH Achmad Siddiq Jember.

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Abstract

Micro, Small, and Medium Enterprises (MSMEs) play an important role in
encouraging regional economic growth and community welfare. However, the
rapid growth of MSMEs has not been fully accompanied by the application of
optimal sharia economic values in business management. This study aims to
analyze the application of the principles of honesty, non-usury, and halal
compliance in the management of Cokelat Raddina MSMEs in Jember Regency.
This research uses a qualitative approach with a case study method. Data
collection is carried out through observation, semi-structured interviews, and
documentation involving business owners, employees, and consumers. Data is
analyzed using the Miles and Huberman interactive analysis model through the
stages of data reduction, data presentation, and conclusions drawn. The results of
the study show that Raddina Chocolate MSMEs have implemented honesty
through transparent disclosure of product information and transactions, applied
the principle of non-usury in financing and business transactions, and maintained
halal compliance in raw materials, production processes, and product certification.
In addition, MSMEs also face obstacles such as low consumer literacy towards
halal products and limited business capital. This study concludes that the
application of sharia economic values can increase consumer confidence, product
quality, and the sustainability of MSME businesses.
Keywords: Value of Honesty, Non-Riba Principles, Halal, MSMEs, Sharia
Economy

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